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Temple Home Insurance, Auto Insurance and Life Insurance

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Temple Business Owners Insurance

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Choosing the right commercial insurance for your business in Temple requires time and effort that many business owners cannot spare. Experienced Winkler Insurance insurance specialists customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.

For financial protection and peace of mind, Winkler Insurance offers a variety of commercial coverage options that include:

Standard commercial auto insurance

covers bodily injury and property damage liability as well as personal injury, medical costs and lost wages in the event of a vehicular accident. Discuss the options that are right for your business with an experienced Winkler Insurance specialist.

Commercial property insurance

covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. Winkler Insurance offers tailored policies with expanded coverage that often reimburse on a replacement cost basis in the event of loss.

General liability insurance

is essential, whether you are a small business owner, contractor, landlord or service professional. Winkler Insurance designs your insurance packages according to your business requirements and helps you identify key factors to reduce risk.

Workers' compensation insurance

is mandatory in most states to cover costs for employee work related injuries. Standard policies pay lost wages and medical expenses and protect your business against lawsuits from work related accidents.

Professional liability insurance

is important for manufacturers and service oriented businesses in Temple to protect assets against claims concerning “errors and omissions” that have possibly caused injury, loss or damage to another party.

No one ever wants to have to be in a situation where they require insurance but you never know what will happen when. To gamble that you will not need insurance is never a bet you should take.

Every business requires some form of insurance protection. Contact a Winkler Insurance expert today to learn more.